Welcome to Lockwood Homestead, a picturesque 1850s farmhouse set on two acres between Hudson and Hillsdale. This beautifully cared for home blends modern comforts with historic character. The property includes a small private pond, a charming barn, and a garden, with ample space for future additions such as a pool, garage, or other structures to suit your vision. Step inside to find four bedrooms and two bathrooms across two floors. The living room, anchored by a wood-burning stove, invites cozy evenings, and a bay window overlooks the scenic barn and pond. Rustic details like exposed beams and wide-plank wood floors add timeless appeal, while the large wraparound deck and new covered porch unite the surroundings and offer plenty of space for outdoor living and entertaining. The first floor includes a full bath and two bedrooms that would be ideal for office space or guest bedrooms. Laundry is accessed through one of these bedrooms. The generous eat-in kitchen with central island offers ample storage, counterspace, and room to gather with family and friends. The kitchen is adjacent to both rear exits, offering easy access to the expansive deck and covered porch. Upstairs you'll find two larger bedrooms, a full bath, and a bonus room that's perfect for a family room or communal gathering space. Enjoy a scenic, rural lifestyle in close proximity to the charming town of Hillsdale and the many attractions of Hudson, including its renowned restaurants, cafes, shops and galleries. Conveniently located just five minutes from the Taconic Parkway, Lockwood Homestead offers historic charm and peaceful, country living, as well as easy access to the city.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,920 | $2,497 |
Total Monthly Payment | $2,046 | $1,995 | $2,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.