Discover the ultimate country lifestyle in this precious retreat on a manicured 1 & 1/2 acres, situated on the perimeter of lush corn-fields and a beautiful golf course. This property offers a combination of privacy and accessibility. Imagine starting your day on the back porch, soaking in panoramic views of the rolling fields and distant hills as the gentle breezes carry the scent of nature through the lush trees that surround. Step inside to your cottage kitchen where the natural light pours in every window. 2 bedrooms and laundry on the primary floor, along with a flowing floor plan seamlessly attaching each of the separate spaces together. Upstairs, a well crafted private living space and bathroom, currently used as a primary bedroom, to be used as you see fit. A beautiful pole barn equipped with its own electricity and wood stove adds even more charm outside, offering a cozy place for cars and tools, and even gatherings. Equidistant to the towns of Chatham, and Kinderhook. A short drive to both Hudson and Albany. 2 and 1/2 hours to NYC
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,823 | $2,371 |
Total Monthly Payment | $1,947 | $1,898 | $2,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.