18 Hilary Drive, Oyster Bay (Bayville), NY, 11709 | $1,175,000

Welcome home to West Harbor Estates in Bayville! This charming 4-bedroom, 2. 5-bath brick and shingle-style colonial sits on a flat oversized lot, offering breathtaking water views of West Harbor. Step inside to the spacious main floor foyer and entry hallway providing access to the formal dining room that comfortably seats 10+ which flows into the well-appointed eat-in kitchen boasting a decorative tile backsplash, stainless steel appliances, and quartz countertops. The inviting family room features a cozy wood-burning fireplace and sliding 12-foot glass doors opening to the expansive backyard and patio overlooking the water - perfect for outdoor gatherings. Just up the stairs discover the vaulted ceiling living room with pine hardwood floors and glass doors that seamlessly connect the indoors to your private deck - providing an idyllic spot to relax and enjoy the picturesque scenery. Retreat to the second-floor ensuite primary bedroom, your private oasis with two ample-sized closets with built-ins and an ensuite bath. Three additional spacious bedrooms provide flexibility for guests or a home office. An updated full bath with even more water views completes the second level. The unfinished basement with laundry provides endless bonus space potential; the 2. 5-car garage with attic offers plenty of storage for vehicles and outdoor gear and the large backyard offers room for expansion or an inground pool. This exceptional home combines classic colonial charm with modern conveniences, all in a tranquil setting just moments from the water. Enjoy village beaches, boat basin with docks, dog park, trails, tennis and pickleball courts & beautiful Bayville sunsets. Within 40 miles from NYC. Don't miss this rare opportunity and start living the coastal lifestyle you've always dreamed of! Locust Valley SD.

Features

  • Town: Oyster Bay
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1966
  • Garage: 2-car Attached
  • Heating: Natural Gas, Baseboard
  • Cooling: Central Air
  • Basement: Partial
  • Approx Sq. Feet: 2,111
  • Acreage: 0.22
  • Est. Taxes: $15,841
  • Lot Desc: Level
  • View: Water
  • Elem. School: Bayville Elementary School
  • Middle School: Locust Valley Middle School
  • High School: Locust Valley High School
  • School District: Locust Valley
  • MLS#: 3581572
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /eprop/3581572/18hilarydrive_oysterbay_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Daniel Gale Sothebys Intl Rlty   Phone: 516-759-4800

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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18 Hilary Drive, Oyster Bay (Bayville), NY, 11709

$1,175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $940,000 $940,000 $940,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.375% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.821% 6.474% 6.036%
Monthly Tax Payment $1,320 $1,320 $1,320
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,337 $5,864 $7,869
Total Monthly Payment $6,782 $7,309 $9,314

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.