Oceanfront! Desirable North beach residence also known as 185 Kings Highway with fantastic water views. Many versatile living options exist for living with family/friends or investment opportunities. Relax and enjoy the fabulous new oversized wraparound deck featuring unobstructed ocean views for dining, entertaining and boat watching. Main level features an open concept kitchen, dining area and living room facing the water. Kitchen consists of granite counters, stainless steel appliances, white cabinetry and a large center island with seating for up to 10. A terrific dual sided gas fireplace is centered between the dining area and the living room providing peaceful ambience and additional warmth. There is direct access to the deck from the dining room and the living room glass sliders to enjoy the water views throughout the seasons. Off the hallway is the primary bedroom that includes a walk in tile shower and vanity. 2 additional bedrooms and a bath with walk in tile shower are also on the main floor. Beautiful white plantation shutters are in the majority of the windows. Finished lower level consists of 2 studio apartments. Additionally, a tiled finished room can be used for an office, gym or craft room. The laundry room and 2 additional storage rooms are a great benefit. Exceptional parking off of Ocean Boulevard for 8 vehicles and parking for 3-4 vehicles on Kings Highway. Walk across the street to the beach. Cherish living at the ocean all year long!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,440,000 | $1,440,000 | $1,440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,353 | $1,353 | $1,353 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,176 | $8,984 | $12,055 |
Total Monthly Payment | $9,654 | $10,462 | $13,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.