Perfectly located just off of Duncan Rd (US 17), this home has all the advantages of being near everything including less than two miles to the Darst Park Boat Ramp on the Peace River. This 2006 home has a newer roof and appealing features from the covered front porch, open floor plan, well designed fully equipped kitchen, inside laundry with washer & dryer. Private primary bedroom with walk-in closet and bathroom with separate tub & shower, dual sinks. Came through the storms with no damage. Move in ready. Other features include the expanded covered carport and patio area and the 2019 built detached shed with electric. This location is ideal for home and business purposes. Punta Gorda is named as one of the best small towns in the USA. Just a quick drive to beautiful Downtown Punta Gorda, Laishley Park just 3. 8 miles from this home and all the great parks & recreation, annual air show, parades, military museum, farmer markets, restaurants, shops and so much more. . Quick access to all other areas of Florida with I-75 just a short drive from this home. Nice oversized lot and well cared home ready for your Southwest Florida home.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,200 | $1,169 | $1,508 |
Total Monthly Payment | $1,404 | $1,373 | $1,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.