Welcome to your new home in the heart of Fishkill! Discover a cozy and well maintained two-bedroom, one-bathroom first floor end unit condominium that offers a perfect blend of comfort and convenience, ideal for first-time homebuyers, downsizers, or anyone seeking a cozy, low-maintenance living space. This bright and inviting unit offers a flowing living and dining area with walk out sliding doors to a private patio, perfect for both relaxing and entertaining. The spacious bedrooms feature ample closet space, while the bathroom is nicely apportioned and surprisingly cozy. The kitchen features a new dishwasher and plenty of counter space for food prep and lots of cabinet storage. There is updated flooring throughout this amazing home, as well as a stacked washer/dryer, custom fixture and garden window in the dining room, and a private outdoor shed. Located just minutes from major highways, shopping centers, dining, and entertainment options and situated in a quiet and friendly community, the condominium offers easy access to local amenities, including parks, shopping centers, and restaurants. Conveniently located near major highways, this property is ideal for commuters heading to NYC or nearby Hudson Valley attractions. With low maintenance costs, very low taxes and serene surroundings, don't miss out on this fantastic opportunity for comfortable living in a desirable location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,309 | $1,276 | $1,646 |
Total Monthly Payment | $1,655 | $1,622 | $1,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.