Showings begin Saturday 1: 00. The wraparound deck begins your tour of this Buckingham-style home in the 55+ Oak Point Community. Welcome, you will instantly feel a sense of being home. Enjoy the open floor plan, the living room featuring a gas fireplace with tile surround, detailed molding, hardwood floors, and a ceiling fan. The dining room has hardwood floors, chair rail, wainscoting, and a sliding door to the deck. The kitchen is bright, pendant lighting, skylight, plenty of cabinets, and black appliances. Begin your day with breakfast in the morning room, hardwood floor and 3-windows. The main bedroom features hardwood floor, ceiling fan, full bath, skylight, tub, and shower. Guest bedroom, full bath, home office, or den, which leads to the year-round sunroom, hardwood floor, ceiling fan, access to the deck, access to private grounds. Laundry room to the 2-car garage and shed. Updates: central air & furnace combo 2018, roof 2018, water heater and electric stove 2023
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Vaulted Ceiling(s), Closet, Flooring - Hardwood, Chair Rail | 11.1 x 12.1 | First |
Dining Room | Vaulted Ceiling(s), Flooring - Hardwood, Chair Rail, Deck - Exterior, Exterior Access, Open Floorplan, Slider, Wainscoting, Lighting - Overhead, Decorative Molding | 13.7 x 9.1 | First |
Kitchen | Skylight, Vaulted Ceiling(s), Flooring - Hardwood, Flooring - Vinyl, Window(s) - Bay/Bow/Box, Dining Area | 13.0 x 12.5 | First |
Kitchen | Skylight, Vaulted Ceiling(s), Flooring - Vinyl, Dining Area | 13.0 x 12.5 | First |
Living Room | Ceiling Fan(s), Vaulted Ceiling(s), Closet, Flooring - Hardwood, Flooring - Vinyl, Open Floorplan, Recessed Lighting | 17.7 x 15.1 | First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood | 14.6 x 12.8 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,096 | $2,041 | $2,655 |
Total Monthly Payment | $2,171 | $2,116 | $2,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.