12520 COW PEN Road, Glen St. Mary, FL, 32087 | $729,900

This custom-built home exudes elegance and thoughtful design, offering a perfect space to entertain and unwind. The inviting front porch leads into an open floor plan filled with natural light. The gourmet kitchen has custom cabinetry, tile back splash and a spacious island with breakfast bar ideal for both casual meals and entertaining. Cozy up by the stone fireplace in the living room, or retreat to the spacious luxurious master suite complete with a spa-like bathroom. The bathroom features double vanity, soaking tub, walk-in tile shower, and large closet. Two generous sized guest bedrooms & bath. Home also includes a seperate office providing flexibitily to your lifestyle. The outdoor space is equally impressive, with a covered patio and deck. This stunning in-ground pool is surrounded by beautiful pavers, creating an inviting outdoor oasis. The property also includes a 42x40 metal shed for RV/boat parking &storage. Bring your kids, dogs and animals to enjoy this 13. 47 acres with a pond.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,147
  • Acreage: 13.47
  • Est. Taxes: $4,015
  • View: Pond
  • Middle School: Baker County
  • High School: Baker County
  • Appliances: Dishwasher, Electric Range, Refrigerator, Water Softener Owned
  • MLS#: 2049328
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/2049328/12520cowpenroad_glenstmary_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12520 COW PEN Road, Glen St. Mary, FL, 32087

$729,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,920 $583,920 $583,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $335 $335 $335
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,885 $3,881 $5,007
Total Monthly Payment $4,312 $4,308 $5,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.