Welcome to this stunning 5-bedroom, 2. 5-bathroom, two-story lakefront home in the Riverbend West community in Ruskin. Built in 2017 and boasting over 2, 900 sq ft of living space, this home offers modern living with a new downstairs AC (2022), an upstairs AC (2019), and a water heater from 2022. The fenced backyard provides privacy and a beautiful outdoor retreat. Inside, you'll be greeted by large tile flooring throughout the open floor plan. To your right is a versatile bonus room that can easily be converted into a 6th bedroom, office, or playroom. The kitchen features matching appliances, tons of cabinets for storage, a tiled backsplash, a walk-in pantry for organization, an island with additional seating space, and a convenient layout that opens up to the dining and spacious living room—ideal for entertaining. A half bath is conveniently located downstairs, along with an inside laundry room. The first floor also boasts a spacious primary suite with a private attached bathroom, complete with a walk-in shower, double sink vanity, private water closet, and a large walk-in closet. Upstairs, you'll discover a generous loft space, perfect for a media room or additional lounge area. All four additional bedrooms are located on the second floor and share a full bathroom. The outdoor space is just as impressive with the screened-in patio with newer pavers. Set up your grill and enjoy the Florida weather! You will love the custom retractable awning that spans nearly the entire width of the house—perfect for enjoying the lake view in comfort! The fully fenced backyard offers privacy and room for pets or play. Located in a community that offers fantastic amenities, including a pool and playground, this home is perfect for those seeking both relaxation and convenience. Don’t miss your chance to make this gem your forever home!
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Our Executive Mortgage Banker:
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,920 | $2,497 |
Total Monthly Payment | $2,572 | $2,521 | $3,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.