One or more photo(s) has been virtually staged. JUST REDUCED! Great home in small private community. Your search for the perfect home in a charming, picturesque community ends here! This stunning 3-bedroom, 2-bathroom home in River Wind boasts brand new appliances (2024), freshly painted interiors, a convenient central vacuum system, new carpet (2024), and a spacious 3-car garage. Upgrades like granite countertops in the gourmet kitchen, plantation shutters, and crown molding make this home stand out. River Wind is a 24/7 monitored and gated community situated along the banks of the Manatee River. The screened lanai provides scenic water views perfect for morning coffee and evening relaxation. You can also enjoy kayaking or canoeing from the community launch. River Wind has NO CDD! Easy access to I-75 and minutes away from several new shopping areas including Costco and a new Publix soon to open. This beautiful home is located in a cozy, small, friendly community, close to everything you need but away from the hustle. Schedule your visit today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,468 | $3,509 | $4,452 |
Total Monthly Payment | $3,874 | $3,915 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.