Serenity, charm and privacy abounds this immaculate "2-in-1" gem. Sitting pretty on a spacious and tranquil fenced in corner lot in the highly sought-after village of Upper Nyack. Ideal for raising a family or flexible living, this home features a newly renovated apartment with a separate entrance perfect for extended family, guests, nannies, or potential rental income*. This immaculate, turnkey property boasts lush perennial gardens, multiple outdoor lounging and dining areas, custom pergola, and two convenient driveways. With a custom walk-in-closet, new windows, and an efficient solar power system, the home generates ample clean energy to power the home plus an electric car and more providing significant savings on utility costs. Located just a short stroll from Main Street, you'll enjoy easy access to Nyack's vibrant arts scene, top-notch restaurants, parks, and galleries. Outdoor enthusiasts will love the proximity to Hook Mountain, Nyack Beach State Park, Rockland and Congers Lake, offering scenic hiking, biking and nature trails. This sun-drenched home is a must-see for anyone seeking a blend of modern living, convenience, and the relaxed charm of Upper Nyack. All utilities including gas, electric, and water amount to less than $365 per month including solar payments which end June 2029, reducing expenses by $200 per month thereafter. *Rental income- Upper Nyack building code allows for and requires special use permits. Clarkstown tax department lists and acknowledges this as an accessory apartment with separately metered utilities.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,200 | $663,200 | $663,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,398 | $1,398 | $1,398 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,766 | $4,138 | $5,552 |
Total Monthly Payment | $5,256 | $5,628 | $7,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.