Welcome to this beautifully updated 3-bedroom, 1. 5-bath home in the heart of Somerset. Enter from the newly replaced front porch into a spacious living room with a cozy gas fireplace. The oversized eat-in kitchen, fully remodeled in 2019, features quartz countertops, ample cabinet space, a stylish backsplash, and a custom wainscot ceiling, perfect for cooking and entertaining. The full bathroom was renovated in 2021 with a fresh, contemporary touch. The first floor also includes three generously sized bedrooms. The partially finished lower level offers a large family room, half bath with laundry, and potential for a fourth bedroom or office. Enjoy outdoor living on the deck and in the fully fenced backyard, perfect for relaxing or entertaining. This home is packed with updates for comfort, style, and convenience
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Cable Hookup | 12.0 x 12.0 | Main,First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet, Cable Hookup | 12.0 x 12.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Window(s) - Picture, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Gas Stove, Peninsula, Lighting - Overhead, Beadboard | 14.0 x 12.0 | Main,First |
Living Room | Flooring - Laminate, Cable Hookup, Exterior Access, Open Floorplan, Remodeled, Lighting - Overhead | 19.0 x 12.0 | Main,First |
Master Bedroom | Flooring - Hardwood, Lighting - Overhead, Closet - Double | 12.0 x 12.0 | Main,First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,146 | $2,090 | $2,718 |
Total Monthly Payment | $2,600 | $2,544 | $3,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.