Welcome to this beautiful raised ranch featuring a legal accessory apartment. Step inside to discover an open floor plan w/a completely remodeled kitchen boasting granite counters, stainless steel appliances, tile backsplash. The kitchen flows into an Eaten area w/vaulted ceilings, complemented by a bay window & a sliding glass door that fills the space w/natural light. The main level offers a formal dining room & a spacious living room, both adorned with hardwood floors. 3 generously-sized bedrooms on the main level provide ample space for relaxation. 1 of the bedrooms even features a charming loft area. Completing the main level is a full bath w/a striking vanity & a tiled surround bathtub. Venture to the lower level to discover a stunning oversized family room with new laminate flooring, creating a perfect space for gatherings or relaxation. Another full bath on this level features a tiled walk-in shower, conveniently leading to a 4th bedroom & a full kitchen w/an Eat in area. Along w/a separate entrance, this lower level space functions as a legal accessory apartment. Step outside to an entertainer's dream backyard, featuring a generously-sized deck accessible from the kitchen. Enjoy the serene views of your private yard, partially fenced, along with the gorgeous perennial garden as you enter. This home has several updates-New hot water heater, new gutters, roof 8 years old, with several other updates. (hardwood under carpet)
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Bedroom 3 | Lower | |
Dining Room | Bay/Bow Window,Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Vaulted Ceiling,Balcony/Deck,Granite Counters,Dining Area,Sliders | Main |
Eat-In Kitchen | Dining Area | Lower |
Family Room | Laminate Floor | Lower |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,340 | $3,018 |
Total Monthly Payment | $3,126 | $3,065 | $3,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.