New construction one-level single-family house at Claybrook with . 46 acres of owned land! Charming exterior with front porch and 2 car garage. The inside features an open concept layout with large open spaces and lots of windows. Upgraded finishes throughout including Craftsman trim, plank and ceramic tile flooring and granite counters in kitchen and baths. Kitchen with soft closing cabinets, under cabinet lights, honed granite counters, island and stainless appliances. The kitchen opens to the dining area and a large vaulted family room with ceiling fan and beautiful gas-burning fireplace with barn-beam mantel. Spacious primary bedroom suite with tray ceiling, walk-in closet, and double vanity. There are two additional bedrooms on the first floor with privacy from the main living areas. Great mudroom with built-in bench and coat hooks accessed from garage. Huge, insulated basement with daylight windows. Energy efficient construction, built to Vermont's rigorous Energy Strech Code and pre-plumbed for roof mounted solar panels. Central air conditioning and state-of-the art-heating with both heat-pump compressor and energy star furnace. Claybrook is walking distance to Vergennes' vibrant downtown and offers over 60 acres of common. Photos are LIKENESS only, buyers can select their own finishes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,667 | $3,663 | $4,726 |
Total Monthly Payment | $3,759 | $3,755 | $4,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.