Nestled on a picturesque 1-acre lot, this charming 3-bedroom, 1-bath home offers peaceful living in a serene setting. With a spacious yard full of mature trees and lush greenery, you’ll enjoy the privacy and tranquility of country living while being only 15 minutes to Swanton and 30 minutes to St. Albans. Step inside to discover a cozy and inviting living space with plenty of natural light throughout. The home features three comfortable bedrooms, one located on the main level, allowing for potential single level living. The large bathroom is located just off the laundry area and kitchen. One of the standout features is the delightful 3-seasons porch, perfect for sipping your morning coffee, relaxing with a book, or enjoying the outdoors from the comfort of indoors. It’s the ideal spot to take in the beauty of the property. The porch is located off the garage and could make the perfect mudroom area before you enter into the main part of the home. With ample outdoor space, there’s plenty of room for gardening and outdoor activities. Whether you’re looking for your first home or a peaceful retreat, this property offers endless possibilities and a welcoming, warm atmosphere. Don’t miss out on this hidden gem – schedule your showing today!
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$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,468 | $1,430 | $1,845 |
Total Monthly Payment | $1,804 | $1,766 | $2,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.