Nestled in a peaceful and wooded setting, this charming 2-bedroom, 1-bath townhouse offers a perfect blend of privacy and convenience. Located in the heart of Essex, this home provides easy access to local amenities, schools, shopping, and dining, all while being surrounded by nature. Inside, an inviting open-concept living space flows seamlessly into the kitchen, making it perfect for both entertaining and relaxing. The kitchen features modern appliances and plenty of cabinet storage and a spacious pantry. Upstairs, you'll find the large primary bedroom featuring two closets for plenty of storage, as well as the smaller second bedroom with its own nicely sized closet. Outside there is a spacious deck, gardening space, a storage shed along with an assigned parking spot and ample visitor parking. With proximity to major routes and the vibrant Essex community, this condo offers the perfect balance of quiet, nature-filled living and convenient access to everything you need. Whether you're looking for a peaceful retreat or a low-maintenance home close to all amenities, this condo is the ideal choice.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,463 | $1,462 | $1,855 |
Total Monthly Payment | $1,850 | $1,849 | $2,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.