Welcome to your new sanctuary in Vermont! This charming, completely renovated 2-bedroom plus guest suite in lower level, is set on a foundation and offers a blend of modern comforts and serene country living. The open-concept first floor is bathed in natural light, thanks to its thoughtfully designed layout. The kitchen boasts elegant stone countertops, making meal prep both enjoyable and stylish. Step outside from the kitchen to an enclosed sun porch, where you can savor views of the picturesque backyard. The primary bedroom is a true retreat, featuring a spacious walk-in closet and a cozy reading nook. The partially finished basement is a versatile space, ideal for an office, playroom, or any other needs you might have. Currently a guest bedroom with full bath finished in the basement, It also includes a laundry area, utility space, and a large storage closet. Outside, you’ll find a large detached garage with a heated workshop, perfect for any DIY projects or hobbies. Additionally, there are two other outbuildings. Relax on the deck and take in the tranquility of the surrounding flowers and pond. Property tax bill is for 2 lots of record, one with 1. 5+/- plus mobile home and this property for sale with 5. 9+/- acres This property perfectly captures the essence of peaceful Vermont living. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,743 |
Total Monthly Payment | $2,734 | $2,678 | $3,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.