Quietly tucked away, this Palm Harbor community has all the conveniences and advantages of the big city and yet it seems to have the quaint and peaceful small town charm. This updated home is ready for its new family offering the easy to maintain luxury vinyl plank flooring thru out the home, spacious foyer entrance steps into open living space with electric stone fireplace and recessed lighting, separate dining area with french doors out to spacious yard, connecting to the corner kitchen with stainless appliances and beautiful wood cabinets, huge window overlooking the open patio in the back fenced yard. Inside laundry closet with washer and dryer. Each bedroom offers ceiling fans and great size closets with the primary bedroom having walk in closet, french doors out to the fenced back yard and primary bath with walk in tiled shower. Attached two car garage with opener and utility sink also has access door to the side yard walk way. The garage and back sidewalks have all been resealed with pebble tech waterproof flooring. The sprinkler system in on a well. This is a non smoking/vaping residence and the owner prefers no pets please. The community is located within easy access to all that Palm Harbor and the East Lake corridor has to offer, great golfing, nearby restaurants, shopping, parks, hiking trails and beautiful beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,360 | $2,360 | $2,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $19 |
Total Monthly Payment | $89 | $89 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.