Welcome to your dream home in the family friendly Oxford Oaks community! NO BOND! This meticulously maintained Putnam model features 4 spacious bedrooms, 2 well-appointed bathrooms, and an EXPANDED 27’x26’ garage, making it the perfect family retreat. You will love the oversized CORNER lot, fully FENCED yard, PRIVATE WOODED VIEWS, and ENHANCED landscaping. There is even room for a POOL! As you step inside, you are greeted by an inviting living room accentuated by abundant natural light from the large windows and sliding glass doors that lead to the expansive lanai. The adjoining dining room, conveniently located across from the kitchen, also boasts ample windows. The heart of the home, the modern kitchen, showcases UPGRADED 42” cabinets, STAINLESS-STEEL appliances, and a breakfast bar that is perfect for casual dining. With plenty of cabinetry for storage and large walk-in pantry, this kitchen combines style and functionality, making it a joy for any home chef. The CUSTOM 5'x5' pantry has 3/4" plywood behind the drywall on walls and ceiling to provide a surface to place attachments anywhere on the walls. Retreat to the primary bedroom, featuring a tray ceiling and large windows that fill the space with light. The primary bedroom closet is designed for efficiency with double wardrobe rods and extra shelving, providing space for all your belongings. The luxurious primary bath boasts a walk-in shower, dual sinks, and a large mirror with double shower heads, creating a spa-like experience at home. Bedrooms 2, 3, and 4 are designed for comfort, featuring ceiling fans with light fixtures, built-in closets for ample storage, and upgraded carpeting. Blinds and curtains are included, ensuring privacy and style throughout the home. The guest bath offers a tub-shower combo for guests and family alike. This home sits on a corner lot and features a beautifully landscaped exterior with a fenced yard that enhances its seclusion and privacy. Enjoy your outdoor oasis on the extended lanai—perfect for year-round use with its north-facing exposure. The additional 12’x12’ cement pad provides extra space, accommodating the potential for a future pool. Adjacent to Oxford Oaks’ owned green space filled with large trees, you can relish the natural surroundings while enjoying your own backyard sanctuary. Car enthusiasts will appreciate the oversized insulated garage, capable of accommodating a pickup truck and equipped with extra electrical outlets. The 18-foot insulated garage door and attic access stairs offer added convenience and functionality. This one-owner, no-pets home is filled with extras, including 20-inch tile throughout all areas except the bedrooms, an acrylic deck finish on the lanai, and a concrete pad at the front entry for improved curb appeal. The Oxford Oaks Community offers INCREDIBLE AMENITIES including: a Resort Style Swimming Pool; Pickleball, Tennis, and Basketball courts; Outdoor Exercise Equipment; and a fabulous Children’s Playground! All for a LOW HOA payment with NO ADDITIONAL FEES or BONDS! Conveniently located near the intersection of 466 and 301, Oxford Oaks is JUST MINUTES from The Villages, The Villages Charter Schools, and CR466 offering easy access to abundant shopping, dining, banking, medical, and more! DON’T MISS THE OPPORTUNITY TO MAKE THIS MAGNIFICENT HOME IN AN AMAZING LOCATION YOUR OWN! Please watch our walkthrough video and call today to schedule your Private Showing or Virtual Tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,307 | $2,962 |
Total Monthly Payment | $2,617 | $2,587 | $3,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.