Nestled on a beautiful lot in a quiet neighborhood close to Route 2, is this well maintained home along the Beaver River. The first floor hardwoods have been newly refinished, there is a kitchen, dining room, den with sliders out to a private deck, a living room with a wood burning stove, as well as a fireplace and a half bath with laundry. The second floor has a huge primary suite, two additional bedrooms and a hall bath. The basement has additional living space and a workshop/storage area. There is a shed, a chicken coop and a hot tub on the property as well. The almost one acre yard has a beautiful private path going directly to the Beaver River with a lovely sitting area. The spacious garage has an electric vehicle charger. There is a back up generator to the solar power for extended power outages. The house has solar panels and the Seller will pay the balance off at closing - low energy bills! The home is wired for 1Gb internet access with network ports in the basement and first floor and two ports installed for separate wireless access points. There is also 5. 1 surround system with subwoofer. The location is close to URI and recreational facilities, including many golf courses.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,014 | $3,014 | $3,987 |
Total Monthly Payment | $3,644 | $3,644 | $4,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.