725 Mill Street, Sheldon, VT, 05485 | $299,000

Come see this charming 4 bedroom village home! Enter into a large country kitchen with plenty of workspace for all your culinary desires. Dining room, large living room, front door foyer and half bath round out the first floor. As you ascend to the second floor by way of the switchback stairs with landing, you'll notice the cheerful light coming from the 3 side-by-side windows. Second floor includes the primary bedroom with walk-in closet, full bath and office/reading space through the French doors as well as another large bedroom, full bath and laundry room. Both bathrooms have radiant floor heating. Take it to the next level and you will find two more bedrooms! The home is located just 1 minute to Sheldon Elementary School, 15 minutes to either St. Albans City and I-89 or Enosburg, and very close proximity to both the Missisquoi Valley and Lamoille Valley Rail Trails for outdoor fun. Property is being sold "As Is".

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Four Square
  • Year Built: 1930
  • Heating: Natural Gas,Baseboard,Electric,Radiant Floor,Stove - Gas,Mini Split
  • Cooling: Mini Split
  • Basement: Concrete,Stairs - Interior,Interior Access
  • Approx Sq. Feet: 2,310
  • Acreage: 0.4
  • Est. Taxes: $4,161
  • Lot Desc: Corner,Level,Major Road Frontage,Near School(s)
  • MLS#: 5016063
  • Website: https://www.raveis.com
    /prop/5016063/725millstreet_sheldon_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/22/2024
Listing courtesy of Pall Spera Company Realtors-Morrisville   Phone: 802-888-1102
Listing Agent: Monica Heath

William Raveis Family of Services

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888.699.8876

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

725 Mill Street, Sheldon, VT, 05485

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $347 $347 $347
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,591 $1,590 $2,017
Total Monthly Payment $2,013 $2,012 $2,439

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.