|
Presented by
Jane Cardarelli |
12 North Street, Madison (Hammonasset), CT, 06443 | $139,000
Charming and turn-key, this lovely, seasonal Madison cottage is located near Hammonasset State Park with its sandy beaches and sparkling salt waters of Long Island Sound. Path to the beach is 1 mile to the water's edge. Hammonasset State Park is one on Connecticut's gems! It has 2 miles of sandy beaches, numerous walking/biking paths, and a wildlife sanctuary with 936 acres of protected waterfront. Enjoy beautiful beach days and relaxing summer nights in your shoreline home. Located near restaurants, golf, marinas and the quaint town of Madison, this cottage has newer vaulted ceilings and new roof and an open floor plan. Step into a great room and kitchen with full bathroom. Enjoy a living room and 2 bedrooms. This summer home has an expansive front porch to enjoy your morning coffee or an evening glass of wine.
Features
- Town: Madison
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1940
- Heating: No Heat
- Cooling: Ceiling Fans
- Basement: None
- Above Grade Approx. Sq. Feet: 680
- Acreage: 0.05
- Est. Taxes: $2,547
- HOA Fee: $5,000 Annually
- Lot Desc: Corner Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Range,Microwave,Refrigerator
- MLS#: 24047990
- Days on Market: 53 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24047990/12northstreet_madison_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.5 x 7.7 | Main | |
| Great Room | Vaulted Ceiling,Beams,Laminate Floor | 7.7 x 16.0 | Main |
| Kitchen | Vaulted Ceiling,Beams,Ceiling Fan,Laminate Floor | 9.5 x 10.2 | Main |
| Living Room | Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet | 11.5 x 12.3 | Main |
| Primary Bedroom | Vaulted Ceiling,Ceiling Fan | 11.6 x 11.9 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jane CardarelliSales Associate
203.605.9485
Jane.Cardarelli@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
12 North Street, Madison (Hammonasset), CT, 06443
$139,000
Jane Cardarelli
Sales Associate
William Raveis Real Estate
Phone: 203.605.9485
Jane.Cardarelli@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $111,200 | $111,200 | $111,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
| Monthly Tax Payment | $212 | $212 | $212 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $731 | $739 | $938 |
| Total Monthly Payment | $1,018 | $1,026 | $1,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524