Presented byRuth Zeiss |
Attention owner occupants and investors. Here's your chance to own a unique two family home with a storied history. This solid home was originally built for the Polish Cultural Society, then subdivided into two mirror image units, which at 1650 square feet each, feel more like living in a house than an apartment. Both units share an enclosed front porch with seasonal views of the Farmington River. Enter either front door to find identical front rooms, dining rooms, and huge eat in kitchens. Each staircase leads to a large landing, three bedrooms, and the full bath. Beyond each kitchen is an enclosed back porch. Unit 2's back porch has a cozy built-in seating area, PLUS a half bath and laundry room combo. Other features found only in unit 2: active solar and access to a finished area in the basement with bunk beds, a full bath, and kitchenette. Beautiful natural wood trim, thermopane windows, two yr old roof, recently paved driveway, 2 oil boilers, 2 oil tanks, 2 water meters, and 2 oil fueled hot water heaters; one for each unit plus a separate electric hot water heater for the basement. Can be purchased as a package with 60 Burlington Ave (MLS# 24048609) where you'll find a . 74 acre lot that was once approved for a two family home as well as an existing 2 car garage with a loft. Walking distance to the Farmington Valley River Trail & the adorable town of Collinsville, where you'll find dining, shopping, & year round community activities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$499,000
Sales Associate
William Raveis Real Estate
Phone: 347.556.0014
Ruth.Zeiss@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,229 | $3,226 | $3,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.