Welcome to your newest investment! This Easthampton duplex has so much to offer already and so much potential to unlock. Both units are spacious with good sized kitchens, generous ceiling heights and loads of character. Be sure to check out the converted attic space on the right-side unit, it's a pleasant surprise! The property has ample off-street parking areas, a large fenced-in yard and an above ground pool that is still in working condition. Vinyl siding, multiple upgraded windows, and a roof that was completely stripped and replaced with 30 year shingles 2 years ago add to the list of upgrades. This location can't be beat either. Easthampton bike path and downtown are so close making this a fantastic location but still quiet at the end of the street. Sit back and watch your investment soar as "New City" enjoys a re-vamp from the city's newest infrastructure improvements to include new streets, sidewalks, sewer and drainage systems, and nearby parks, including one within view.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,701 | $2,159 |
Total Monthly Payment | $2,177 | $2,132 | $2,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.