Welcome to a beautiful waterfront two-family home on 95th Street in the coastal suburban neighborhood of Howard Beach. This stunning 2-family home spans three floors and has been fully renovated within the last 10 years, including new electrical and plumbing systems. Both units come with split-unit heating and cooling plus radiator heat, kitchens feature high quality finishes and appliances, including granite and quartz countertops, stainless steel appliances, wine coolers, electric stovetops (gas lines still in place, capped) and a separate laundry room located on the first floor. The first floor features one bedroom, a bathroom, Versace tile, an eat-in kitchen with quartz countertops and an electric stove (with gas lines still available), and direct access to the backyard. This floor also includes dishwasher, wine cooler, surround sound throughout and Samsung Smartlock. The second floor offers one bedroom, one full bath, an open layout with an oversized family room, and a large eat-in kitchen with a bar area. This space leads to a beautiful sunroom overlooking the water, perfect for year-round enjoyment, and provides access to the backyard space as well. Finally, the third floor boasts a large bedroom with a half bath and plenty of closet space. The backyard area is ideal for entertaining, featuring surround sound, a private dock for a boat and/or jet skis, a beautiful deck for lounging, and plenty of space for gatherings. Additionally, there is a full garage and an outdoor shed for storage. This property combines luxury, comfort, and convenience in a picturesque waterfront setting. Howard Beach and surrounding area features: The Howard Beach-JFK Airport station connects the A train and the Howard Beach JFK AirTrain Route. There is local bus service via the Q11, Q21, Q41, Q52 SBS, and Q53 SBS, and express service via the QM15, QM16, QM17, and QM18. Rockaway Beach ferry to Manhattan or Red Hook. Resorts World Casino. Jamaica Bay Wildlife Refuge. Private Yacht Clubs. Gateway National Recreation Area. Boating and fishing. Gateway Mall.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $594 | $594 | $594 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,369 | $5,891 | $7,826 |
Total Monthly Payment | $6,088 | $6,610 | $8,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.