Experience peace and tranquility on this expansive estate, featuring over 3 acres of land and a sprawling ranch that offers stunning views of the Mill River. Nestled in nature, this property is equipped with a geothermal heating and cooling system, eliminating the need for oil or gas bills. Your only utility expense will be your electric bill, which averages around $180 per month year-round. As you enter this 2, 945 square foot ranch, you'll be welcomed by a spacious living and dining area that spans 756 square feet. This fabulous room boasts a striking wall of windows that frame picturesque views of the Mill River, along with a magnificent brick fireplace that adds warmth and character. The wide plank hardwood floors and cathedral ceilings enhance the inviting atmosphere. Venturing into the south wing of the house, you'll discover a half bath, the primary suite, a second bedroom, a sauna, and a greenhouse. The primary suite serves as a private retreat, complete with an en suite bathroom, his and her walk-in closets, and windows that overlook the serene natural surroundings and river. On the opposite end of the home, a spacious eat-in kitchen awaits, featuring stainless steel appliances and access to a Trex deck that overlooks the river-an ideal spot for al fresco dining or enjoying your morning coffee. Continuing down the west wing, you'll find a third bedroom, a full bath, a mudroom with a new washer and dryer, and a cedar closet. This wing also provides access to an oversized two-car garage, equipped with a 400 AMP power source, perfect for car enthusiasts or DIY projects. The roof was replaced just 7 years ago. Conveniently located just a short distance from Quinnipiac University and the heart of Hamden, with easy access to the Merritt Parkway and Interstate 91, this home is truly a rare find. They don't build homes like this anymore! The potential of this property is limitless. Come see it for yourself and make this gem your own!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 12.0 | Main |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 13.0 x 15.6 | Main |
Dining Room | Main | ||
Eat-In Kitchen | Dining Area,Pantry,Tile Floor | 12.0 x 17.1 | Main |
Living Room | Cathedral Ceiling,Combination Liv/Din Rm,Dining Area,Fireplace,Hardwood Floor | 28.0 x 27.0 | Main |
Primary Bedroom | Bedroom Suite,Dressing Room,Full Bath,Walk-In Closet,Hardwood Floor | 15.7 x 17.0 | Main |
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William Raveis Real Estate
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $949 | $949 | $949 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $4,229 | $4,226 | $5,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.