The answer to your questions is. . . YES! YES, it is a good time to buy! Interest rates have dropped and inventory is still low. There are 1st time buyer programs available with great incentives. Check with lenders for more details. Location, location, location. This must-see condo is located on Worcester's West Side and is move-in ready. This lovely unit offers hardwoods throughout, 3 generous sized bdrms, 1. 5 baths, formal dining room with built-in china cabinet, and fireplaced living room. . Additional features include an updated kitchen with (dishwasher 2020) refrigerator (2023), ceramic tile flooring and a separate wet bar great for entertaining. Relax in your sunny sitting room overlooking a beautiful tree-lined street. The exterior was painted in 2022 and a hot water tank was purchased in 2021 The basement provides ample space for storage and laundry. Easy walk to shops, cafes, parks, schools and public transportation. Please do not knock on front door without an appt. !
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | First |
Bedroom 3 | Flooring - Hardwood | First |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Stone/Ceramic Tile, Stainless Steel Appliances | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Flooring - Hardwood | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,652 | $2,186 |
Total Monthly Payment | $2,012 | $2,012 | $2,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.