Character abounds in this early New England brick home. Built by Greenfield mason and brickyard owner Robert E. Pray (1861-1946). The Italianate style brick home has been lovingly restored and updated by the current owners. All new electric throughout. All walls, floors, bathrooms, windows & kitchen restored and freshly painted. Plenty of space to spread out. Public records says 3 bedrooms, 1. 5 baths. However, there are an additional 3 bonus rooms on the 3rd floor, perfect for home office, playroom & storage. Exterior has been restored to original elegance. Slate, hip roof & dormers. Clean dry basement with washer and dryer. Steam heat radiators with a new oil tank. Gas hot water & gas cooking. Large Level lot with a new cobblestone patio. Improved double wide driveway with parking for 6 cars and a 2 car garageQuick access to town ctr. and rt 2 OH Sept 28th and 29th, Sat and Sun 1: 00-2: 30pm
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Bedroom 3 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Bedroom 4 | Third | |
Dining Room | Flooring - Hardwood, Lighting - Overhead | First |
Kitchen | Countertops - Upgraded, Stainless Steel Appliances, Gas Stove, Lighting - Overhead | First |
Living Room | Flooring - Hardwood, Lighting - Overhead | First |
Master Bedroom | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,866 | $1,864 | $2,410 |
Total Monthly Payment | $2,144 | $2,142 | $2,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.