Welcome to 381 Decatur Street, where charm meets modern luxury in this fully renovated two-family brick townhouse. As you enter the parlor level of the owner’s duplex, bask in the natural light pouring in from the north and south-facing windows. Adorned with brand new herringbone hardwood floors and an open floor plan, this space sets the stage for both relaxation and entertaining. Picture yourself crafting culinary masterpieces in the chef’s kitchen, boasting floor-to-ceiling white cabinetry, a sleek navy blue kitchen island, and high-end appliances that seamlessly blend style and functionality. Slide open the glass doors and step onto your private deck, the perfect spot for summer BBQs and gatherings in your fenced-in backyard oasis. And let’s not forget the well-designed powder room, adding convenience and flair to this level. Upstairs, retreat to the primary en-suite bedroom, spacious enough for a king-sized bed and offering ample closet space. Indulge in luxury with a double vanity bathroom illuminated by a skylight and adorned with beautiful modern tiles. Two additional bedrooms and a shared bathroom complete this level, while the finished cellar below provides space for recreation and storage, along with a handy powder room and washer/dryer. The garden-level unit offers a stylish retreat with one bedroom, one bathroom, and a generous living and dining area. The fully equipped kitchen and bonus home office or den offer versatility and comfort, while the private backyard provides a peaceful escape from city life. This unit presents an excellent opportunity for additional income or multi-generational living. Nestled in the heart of Stuyvesant Heights, 381 Decatur Street places you amidst a vibrant tapestry of eateries, parks, fitness centers, and shops. Delight your taste buds at local favorites like Chez Oskar, Trad Room, Peaches, and Nana Ramen. With convenient access to public transit, you’re seamlessly connected to all the city has to offer. Don’t let this opportunity slip away—schedule your viewing today and make 381 Decatur Street your new Brooklyn haven!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,796,000 | $1,796,000 | $1,796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,057 | $10,913 | $14,794 |
Total Monthly Payment | $10,182 | $11,038 | $14,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.