WOW!! Incredible 4BR, 3BA, 2369Sq Ft POOL HOME in a culdesac located in Aberdeen within St Johns County with your own Backyard Oasis!!! Less than mile away from the highly regarded K-8 Freedom Crossing Academy, this home has it all. Home Built in 2019 with a Pool/Hot Tub in 2019 along with a Pergola and separate fire pit section, this backyard has you covered year round. With all of this added in and you still have a ton of room for kids to play around in the fully fenced in backyard with no homes behind you. Inside the home has wood plank tiles throughout the downstairs area except the bedrooms, which are carpeted. Crown molding in the main living area flowing into the kitchen, which also features 42'' cabinets and quartz countertops with stainless steel appliances and a subway tile backsplash. Gas range stove. Primary bedroom has crown molding with a trey ceiling and an owner bath with dual vanities and separate shower. 3 door slider heads out into the covered patio area. Tankless water heater was replaced in 2022 and home also features a whole home water softener system. The oversized driveway is perfect for guests or just plenty of room for the family. Disposal was replaced in 2024
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,281 | $4,267 |
Total Monthly Payment | $3,973 | $3,886 | $4,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.