21 In Town Terrace, #21, Middletown, CT, 06457 | $320,000

This beautifully updated, detached 3-level townhome offers the perfect blend of privacy & convenience. With fresh updates throughout, the home is completely move-in ready, allowing the new buyer to settle in effortlessly. The entire space has been newly painted, giving it a bright & welcoming atmosphere, while the modern brand-new stove & newly installed lighting package elevate the home's functionality and style. Additionally, the newly refinished walkout basement adds an extra 220 sq. ft. of flexible living space, ideal for a home office, gym, or entertainment area, complete with sliders that open to the outdoors-a rare feature in townhome living. The residence also features granite countertops, hardwood floors, & a convenient first-floor laundry room. Each of the three spacious bedrooms on the third level is filled with natural light thanks to vaulted ceilings. Ample closet space ensures plenty of storage throughout the home. Utilities include a natural gas furnace & water heater, central air, and public water/sewer, ensuring all modern comforts are in place. With everything updated and freshly prepared, this home is truly move-in ready, providing you with comfort and convenience from the very first day. Located just minutes from downtown Middletown, you'll enjoy easy access to fine dining, casual eateries, a 12-plex movie theater, Main Street shops, and the scenic Connecticut River boardwalk. Plus, the Connecticut shoreline and beaches are only a short 20-minute drive!

Features

  • Parking: 2-car
  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Guest Parking
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Complex: Pines at Indian Hill
  • Year Built: 1969
  • Common Charge: $355 Monthly
  • Above Grade Approx. Sq. Feet: 1,400
  • Below Grade Approx. Sq. Feet: 220
  • Est. Taxes: $6,363
  • Lot Desc: N/A
  • Elem. School: Per Board of Ed
  • High School: Middletown
  • Pets Allowed: Yes
  • Pet Policy: Per condo docs
  • Appliances: Oven/Range,Refrigerator,Dishwasher
  • MLS#: 24048102
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/24048102/21intownterrace_middletown_ct?source=qrflyer
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Listing courtesy of Calcagni Real Estate

Room Information

Type DimensionsLevel
Bedroom 1 15.2 x 10.8Upper
Bedroom 2 12.4 x 9.7Upper
Dining Room 10.9 x 13.1Main
Kitchen 10.5 x 7.1Main
Living Room 11.1 x 22.2Main
Primary Bedroom 13.6 x 16.1Upper
Rec/Play Room 17.2 x 18.4Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

21 In Town Terrace, #21, Middletown, CT, 06457

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $530 $530 $530
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,746 $1,701 $2,195
Total Monthly Payment $2,351 $2,306 $2,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.