Nestled on a spacious corner lot in the desirable Gulf Highland subdivision, this beautifully updated 2-bedroom, 1-bath home offers comfort, convenience, and modern upgrades. Step inside to discover upgraded laminate flooring that flows throughout the home, adding both durability and style. The open living space is perfect for relaxing or hosting, while the updated kitchen features sleek countertops, plenty of cabinetry, and fairly new stainless steel appliances, making cooking a pleasure. Both bedrooms are generously sized, offering plenty of natural light and closet space. The bathroom is clean and functional, providing everything you need for your daily routine. Outside, enjoy the privacy and tranquility of the enclosed back porch, perfect for relaxing, dining, or creating your own outdoor oasis, rain or shine. Sitting on a corner lot, this home also offers additional yard space for gardening, outdoor activities, or future enhancements. Conveniently located near shopping, dining, and local amenities, this home is perfect for first-time buyers, those looking to downsize, or anyone searching for a peaceful retreat in Gulf Highland.
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,173 | $1,142 | $1,486 |
Total Monthly Payment | $1,489 | $1,458 | $1,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.