Experience the ultimate retreat with this rare opportunity to own a waterfront home on a level lot, nestled in nature’s sanctuary. Situated on Downing Pond, a serene 54-acre body of water fed by the Merrymeeting River as it meanders toward Lake Winnipesaukee, this property offers a tranquil escape surrounded by wildlife. Enjoy days of fishing or kayaking right from your doorstep. Perfectly located in New Hampshire’s Lakes Region, this home provides easy access to Lake Winnipesaukee, Gunstock Mountain, and nearby shopping, dining, and grocery options. Inside, the home boasts rustic charm with warm pine walls and ceilings, and unique cross-cut tree countertops in the kitchen and bar. Multiple entertaining areas feature stunning pond views, from the dining room to the family room with its inviting wood stove. Upstairs, you'll find ample storage space with windows and skylights, offering potential for future expansion. Outside, sliding doors open to a covered porch, waterside deck, and a spacious backyard with potential for a firepit ideal for relaxation and outdoor enjoyment. This two-bedroom, low-maintenance home is ready to be your perfect pondside getaway or permanent residence. Showings begin at the open house Saturday September 28th 11AM-1PM.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,580 | $2,090 |
Total Monthly Payment | $1,965 | $1,965 | $2,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.