Located in a serene neighborhood, this charming 2-bedroom, 1. 5-bathroom condex sits on a spacious 1-acre lot with a large, level, fully fenced backyard—perfect for outdoor living. There is a shed for all your tools and a chicken coop ready to be filled! The spacious eat-in kitchen boasts granite countertops, beautiful cabinets, stainless steel appliances, and ample space for dining. Hardwood floors and tile run throughout the home, offering both durability and style. Upstairs are two bedrooms and a full bathroom. A partially finished basement provides the perfect bonus room with direct walkout access to the backyard. All it needs is some new flooring and it's ready to go! Updates include a 7-year-young roof and a 2-year-old high-efficiency hot water tank. Shared well and septic with the neighboring unit. This property is an excellent commuter location, combining convenience with peaceful living. Showings begin at the Open House Sat, Sept 28th, from 10am-12pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,652 | $2,186 |
Total Monthly Payment | $2,147 | $2,147 | $2,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.