Fully renovated 3 bedroom home in the heart of Alton. Nothing to do but move in! Large, spacious, flat back yard. This will qualify for all loan types no problem. Bedrooms are very spacious upstairs. Primary bedroom was designed with a bathroom in mind. Natural pine ceiling not only looks great, its also very aromatic. Walk in pantry on the first floor with laundry. Mud room as you enter the back door is an energy, and a space saver. This home is older however the floor plan was opened up to suit todays lifestyle. Detached garage is designed for one car however has a huge amount of extra workshop space and 2 small separate bays for outdoor equipment. First time buyers don't miss out. Alton is a low tax town. Showings begin at the open house Saturday 9/28/2024 at 12PM.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,701 | $2,213 |
Total Monthly Payment | $1,981 | $1,935 | $2,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.