Welcome to this beautifully updated ranch-style home featuring 3 bedrooms, 2 full baths, and situated on a large, flat 0. 62-acre lot in a highly desirable, low-traffic neighborhood. Offering 1, 744 sqft of comfortable living space, this home has an inviting single-level layout, complete with refinished hardwood floors, a bonus three-seasons room, and an updated open kitchen, living room and dining room ideal for entertaining. Need more space? The finished basement is a true highlight, featuring an additional living area and a separate versatile room that can serve as a 4th bedroom, home office, studio or home gym. Recent updates include a new 200-amp electrical service, new recessed lighting in the living room, new generator switch with 50amp plug for whole house power capabilities, a new pressure tank, a whole-house water filtration system, newly installed foundation Radon fan, refinished hardwood floors on main level, new wide-plank engineered hardwood floors in kitchen/rear entry hallway, and new exterior paint. The furnace has been cleaned and serviced, and a new septic pump was installed by previous owners in December 2023. First showings begin at the open house Saturday, September 28 and Sunday, September 29. Offers due Monday, September 30th, by 5pm EST.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $465 | $465 | $465 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,770 | $2,698 | $3,509 |
Total Monthly Payment | $3,327 | $3,255 | $4,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.