Gorgeous 2017 built 4 bedroom 2 bath home located in RIVIERA BELLA. . . . a gated residential community situated along the banks of the St. Johns River in DeBary. Elegant MEDITERRANEAN architectural features including a tile roof, brick paver driveway, wrought iron fenced backyard, high ceilings and tons of natural light, this home is a real winner! The flex space just inside the front door. . perfect for an office, pandemic classroom or 2nd TV room. The Gourmet Kitchen has a NATURAL GAS cooktop, a large center island, granite countertops and beautiful stainless appliances. Located just minutes away from the 5, 000 square foot resort style Clubhouse which is perfect for special occasions and includes a kitchen, billiards, theater room, zero-entry pool, locker rooms, showers and a nicely equipped Gym. Enjoy the private Boat Ramp on the St. Johns River or surroundings while bike riding or enjoying the basketball court, playground or splash pad. This is a gated community with elegant homes and access to the St. Johns river via the private boat ramp. Truly a community to be seen and appreciated. Riviera Bella is centrally located near Lake Mary, the Sanford mall, golf courses, Interstate 4 and the new SunRail station and is approximately 25 minutes from Daytona Beach and downtown Orlando. You owe it to yourself to see this amazing home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,920 | $1,920 | $1,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $12 | $12 | $15 |
Total Monthly Payment | $87 | $87 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.