Discover your own private retreat nestled on just under 22 acres in the picturesque town of Ira! This well maintained 3-bedroom, 2-bathroom ranch offers a perfect blend of seclusion, nature, and convenience. With no zoning restrictions and school choice, this property is ideal for families or those seeking a peaceful lifestyle with flexible living options. As you approach the home via a 900-foot driveway, you'll be captivated by the meticulously designed landscaping featuring lush gardens, mature trees, and breathtaking mountain views. The setting provides an unparalleled sense of serenity and privacy while being just a short distance from all you could ever need including shops, groceries, gas, dining, entertainment, skiing at Pico or Killington, Chittenden Reservoir, boating or fishing on Lake Bomoseen, and so much more. Sliding glass doors off the kitchen and dining room invite abundant natural light and create a seamless indoor-outdoor flow, perfect for enjoying the scenic surroundings and entertaining from every corner of the home. For those who love the outdoors, the property’s expansive trails, abundant wildlife, and natural beauty make it a true outdoor enthusiast's dream. This home also provides an attached 2-car garage with convenient entry to an expansive custom built mudroom, a spacious full basement with storage room, workshop, and high ceilings give potential for finishing to increase your living space. Don’t miss the chance to own this tranquil property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,601 |
Total Monthly Payment | $3,265 | $3,191 | $4,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.