Welcome home to this lovely 3 bedroom no step ranch in sought after Westchester Hills. You will be greeted by a lovingly landscaped front yard and quaint patio area perfect for quiet evenings at sunset. This easy one level living home plus spacious lower level is well maintained. Large living room features bay window providing amazing natural light. Eat-in kitchen boasts quality cabinetry with great storage. Granite countertops provide plenty of preparation space. Stainless appliances include gas range, side by side refrigerator and dishwasher. Window over the sink offers view of beautiful mature trees. Door to covered deck. Primary bedroom, two additional bedrooms and renovated full bath with soaker tub. Good closet space. Plenty of attic space. Newly installed flooring. Spacious walk-out lower level features wide open area, utilities, workshop area & great storage. Private rear yard offers patio area, garden area, and mature trees for privacy. Extensive driveway. Central air.
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Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,169 | $3,087 | $4,015 |
Total Monthly Payment | $3,969 | $3,887 | $4,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.