Introducing a charming 1-bedroom, 1-bathroom single-wide unit with central AC and furnished interiors. As you approach, you'll be greeted by a lovely screened-in porch. Inside, the living room, dining room, and kitchen create a warm and inviting space for gatherings. The kitchen is well-equipped with a lazy susan for convenient storage, while the master bedroom features built-in closet cabinets and a modern bathroom with a walk-in shower. Outside, you'll find two storage sheds, one of which houses a washer and dryer. Recent upgrades include a new water shutoff valve, valve covering, and screens for the home, ensuring a cozy and well-maintained home for its new owner.
Embrace the charm of Cotee River, a delightful 55+ co-op community nestled between the peaceful Cotee River and downtown New Port Richey. This community offers a serene and invigorating lifestyle while providing easy access to the conveniences of city living. Conveniently located less than a mile from downtown New Port Richey and US-19, this community offers access to quaint shops, restaurants, and parks for leisurely pursuits, as well as all the essential stores for daily needs. Additionally, the nearby Grand Boulevard Park boasts a variety of outdoor amenities, including swing sets, picnic tables, benches, and a boat dock.
If you're interested in this home, please note that it is available for cash purchase only, and the association requires a credit score of 700 or higher. Keep these criteria in mind as you consider scheduling a showing.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $54,800 | $54,800 | $54,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $374 | $364 | $462 |
Total Monthly Payment | $474 | $464 | $562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.