22 Wood Clift LANE, Palm Coast, FL, 32164 | $425,000

Welcome to this stunning 4-bedroom, 2-bathroom home featuring a spacious 2-car garage, perfect for entertaining. Step inside to ceramic tiles through-out, and a gourmet kitchen that is a chef's delight, complete with high-end appliances, ample counter space, and elegant cabinetry. The inviting living area boasts a cozy working wood fireplace, ideal for those chilly evenings spent with loved ones.
Enjoy the serenity of your fenced yard, providing plenty of privacy and space to play or pets to roam freely. The brand-new screened lanai invites you to relax outdoors without the bother of bugs or rain, making it perfect for morning coffee or evening gatherings.
Located just 20 minutes from the beach, this home offers the ideal balance of tranquility and convenience. Experience the best of coastal living while enjoying the comforts of a modern, well-appointed residence. Don’t miss your chance to make this beautiful property your own! Schedule a viewing today and envision your life in this gorgeous home.
Total Roof - 2017; Added Insulation - 9/2018; Custom bathroom vanity in guest bathroom - 11/2020; Rainsoft Water System - 11/2015 (plus installation of soap package and Additional Life Warranty to EC4; Solar Electric Panels - 11/2022; Ceramic Tile Floors - 11/2019; Complete Kitchen Renovation - 11/2019

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Other, Washer Hookup
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,020
  • Acreage: 0.23
  • Est. Taxes: $2,243
  • Lot Desc: City Lot
  • Elem. School: Rymfire Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Exhaust Fan, Freezer, Ice Maker, Range Hood, Refrigerator, Water Softener
  • MLS#: FC304137
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC304137/22woodcliftlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/28/2024 1:17:08 PM)
Listing courtesy of ADAMS, CAMERON & CO., REALTORS   Phone: 386-445-5595

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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22 Wood Clift LANE, Palm Coast, FL, 32164

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,121 $2,066 $2,687
Total Monthly Payment $2,383 $2,328 $2,949

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.