Enjoy a maintenance free lifestyle with this cozy Villa within Seven Oaks in the gated Villas at Edenfield, a community of 40 luxury Villa homes. This Villa is one of the few with its own separate brick paver driveway. Upon entering there is a den/office with glass French doors and hardwood floors. There is a good-sized dining room that opens into the family room and kitchen. The kitchen has granite countertops, maple cabinets, a new rectangular kitchen sink (with culinary accessories) and a new faucet. A stainless LG refrigerator, dishwasher and electric cooktop - all new in 2023. The charming eat-in kitchen, (that can also be used as a sitting area) and the family room have beautiful views of the backyard with privacy and neighborhood park. Opening off the kitchen is a large family room with sliders leading out to the brick paver screened lanai with lush landscaping in the rear. The master suite has a walk-in closet, garden tub, walk-in shower, water closet and duel sinks. The second bedroom is located on the opposite side of the home (for complete privacy for guests) and a second full bath is across the hall. An inside laundry room with utility sink leads to the oversized 2 car garage, with plenty of storage options. New roof in 2022 and A/C within the past 4 years. HOA covers: Lawn maintenance, termite monitoring, exterior painting, roof replacement, driveway maintenance, and annual pressure washing of the driveways, sidewalks and street gutters. Pressure washing of the exterior buildings is every 2 years (does not include the screen enclosure) and exterior painting is every 7 years. Seven Oaks is a very sought after master planned Community and with a desirable lifestyle. It offers an array of amenities: clubhouse, movie theater, pool, splash park, Jr. Olympic size pool, water slide, cafe, hard clay tennis courts, soccer field, nature trails, playgrounds and gym.
Seven Oaks provides easy access to major thoroughfare like Bruce B. Downs Blvd, I75, I275 and SR 56. Premier shopping at Wiregrass Mall, Tampa Premium Outlets, and the Grove are all nearby. Also nearby are renowned healthcare facilities, including Advent Health and Bay Care Hospitals with an Orlando Health Hospital currently under construction. The James A. Haley VA Hospital and Moffitt Cancer Center are also easily accessible. There is an abundance of nearby restaurants for your dining enjoyment and entertainment. The offerings of this area are endless.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,347 | $2,286 | $2,950 |
Total Monthly Payment | $2,969 | $2,908 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.