WHY WAIT TO BUILD? This stunning waterfront villa is BRAND NEW & MOVE-IN READY, completed in September 2024 by Neal Communities. Discover your dream home in the vibrant Wildleaf section of North River Ranch offering a perfect blend of luxury and relaxation found in a master-planned community. Featuring the popular Tidewater floor plan, this nearly $100K upgraded villa feels like a single-family home. With a spacious layout, it includes two bedrooms, two baths, and a versatile den with double glass doors that can easily be transformed into a 3rd bedroom. You’ll be welcomed by a front impact glass door leading to a bright foyer adorned with crown molding, where natural light pours in. The heart of the home is a chef’s dream kitchen equipped with Calacatta quartz countertops, a stylish island with decorative panels ideal for entertaining and additional workspace, an Apron basin sink, soft-close drawers, roll-out shelves, and sleek stainless steel upgraded appliances, including a gas range and French door refrigerator—luxuries typically found in million dollar homes. The great room offers a decorative tray ceiling with crown molding and a separate dining area. Unwind on the extended screened-in covered lanai, offering a serene retreat to soak in the breathtaking lake views. The primary suite also enjoys this peaceful backdrop, with two spacious closets and a luxurious bath featuring dual vanities, a walk-in shower with multiple shower heads, and upgraded fixtures. Additional highlights include IMPACT WINDOWS throughout, 8’ hollow core doors, 5-1/4 baseboards, crown molding in multiple rooms, upgraded tile flooring, padding, and carpeting in bedrooms, a whole-house media air cleaner/air purifier, additional recessed lighting on dimmer switches in most rooms, upgraded closet shelving, blinds on all windows, and a smart-home package with CAT-6 wiring. The dedicated laundry room features an upgraded top loading washer and dryer and upper cabinets offering ample storage. The 2-car garage boasts speckled painted floors, keyless entry, and an upgraded opener with battery backup and camera for added convenience. North River Ranch spans over 12 acres, offering resort-style amenities, including two pools, a fitness center, interconnecting trails, dog parks, and more. With downtown Bradenton, St. Pete, and Tampa just minutes away, you can explore new destinations every day. Embrace the dynamic Florida lifestyle you’ve been dreaming of—schedule your tour today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,029 |
Total Monthly Payment | $2,622 | $2,559 | $3,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.