Nestled just minutes from Rhode Island's pristine beaches, this beautifully updated home in Charlestown offers the perfect blend of modern convenience and coastal charm. Featuring 3 spacious bedrooms and 2. 5 renovated baths, this home exudes comfort and style. The heart of the home is the brand-new kitchen, complete with custom granite countertops, a large island for gatherings, and sleek stainless-steel appliances, including a convenient in-sink dishwasher. Perfect for both the casual cook and the gourmet chef, this kitchen is designed to impress. Hardwood floors flow throughout the main living spaces, complemented by an abundance of natural light. The home is heated by three efficient systems: oil-fired heat, mini-splits for cooling/heating, and a wood-burning stove tucked into one of two beautiful stone fireplaces, ensuring warmth and ambiance on chilly winter nights. Step outside to your expansive deck, where summer relaxation awaits. A gorgeous pool, added in 2022, offers a refreshing retreat after a day at the beach. Enjoy stunning sunsets as well as seasonal views of Block Island from the top deck. With beautifully landscaped gardens that surround your private oasis. This home has been thoughtfully updated with too many upgrades to list, making it a must-see for anyone looking to experience Rhode Island's coastal beauty. Don't miss this opportunity to own a piece of paradise in Charlestown!
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,716 |
Total Monthly Payment | $4,191 | $4,093 | $5,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.