Step into this beautifully maintained and updated Dutch Colonial nestled on just under a 1/2-acre corner lot in a lovely neighborhood of Waterbury. This 3-bedroom home seamlessly blends timeless charm with modern conveniences. Step onto the inviting, cozy front porch-perfect for relaxing with your morning coffee or enjoying the cool evenings. Inside, the living room provides a spacious, inviting area with a warm wood stove for both everyday living and entertaining. Adjacent to the living room is a cozy office or formal sitting area surrounded by newer windows that provides the perfect space for working from home or quiet relaxation. Additionally, you'll find the features of a beautiful dining room open to an updated kitchen with stainless steel appliances perfect for preparing meals and entertaining. Step outside to your expansive deck overlooking a large, private yard w/ garden, perfect for outdoor gatherings or simply relaxing in a serene setting. The property includes a detached 3-car garage with pull down stair attic access, ideal for car enthusiasts or a potential workshop, complemented by a dual access driveway that provides plenty of parking for guests. Additionally, enjoy the benefits of a newer, energy-efficient boiler and tankless hot water system, ensuring comfort and savings year-round along with a new electrical panel. This charming home offers modern upgrades while preserving its classic Dutch Colonial character, making it a rare find. Make this gem yours Please note the taxes due/paid for 2023 were $5, 138. 56.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Full Bath | Upper |
Half Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,728 | $2,192 |
Total Monthly Payment | $2,232 | $2,231 | $2,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.