Do you want the best of two worlds? This home is for you! Built in the 1800's, this updated original homestead of the now Lily Pond subdivision offers historic charm in a small neighborhood setting. Situated on a slight knoll, enjoy the 1. 50 acres by grilling on your private deck (propane connection already there) or relaxing around your fire pit on a cool Fall evening. Those who like to entertain, will appreciate the open concept living room and kitchen with bamboo flooring & fireplace. Newer appliances, granite counter tops, butcher block island and farmhouse style dining room table are perfect for cooking your favorite recipes or hosting a gathering. This unique home has more space than it looks with creative living options and must be seen to appreciate. An oversized bedroom on the 2nd floor could be divided for additional living space, a second kitchen, two bonus rooms, bathroom, & a private exterior entrance in a wing of their own leave endless possibilities for multi-generational living, home office or beyond! Need space for a workshop, or to store seasonal items, the basement is well-lit, & not like your typical old basement. Stepping outside, porches, open yard space, paved driveway, pear tree, blackberries, blueberries and grape vines surround the home. Adding to the historic element, is an impressive post & beam antique barn. Newer Leach field and drilled well provide peace of mind. Looking to move before the holidays, a quick closing is possible with this home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,522 | $3,238 |
Total Monthly Payment | $3,197 | $3,165 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.