Well maintained tastefully decorated home with a good size private back yard & a deck to enjoy. Property is landscaped with mature plantings all around home. Recent kitchen with all new cabinets & counter tops. Upgraded windows. Furnace replaced in 2023 with a unit that is ready for Central Air install. Spacious living space with a large living room and Kitchen/dining area. Room for everyone starting with a MBR suite plus two additional good size bedrooms and a full bath. Large Screened in sunporch overlooking the back yard. . . great place for your indoor plants to flourish as well as a peaceful spot to enjoy your morning coffee or a meal. Also large shed in rear for all of your storage needs. This home is conveniently located off of Rte 3A & near routes 3 & 93, in a pet friendly park. All this plus a new roof before closing makes this a must see property! Showings begin at Open House Saturday 9/28/24 at Noon.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,045 | $1,031 | $1,359 |
Total Monthly Payment | $1,259 | $1,245 | $1,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.