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30 Summer Street, Northfield, VT, 05663 | $195,000
Currently vacant, but seller is listing apartments for rent and starting to show them 11/17. Seller will move forward with leases unless acceptable offer received. Property will still be for sale rented as investment. Great duplex in a nice Northfield village location. Granite counter tops in both kitchens! New kitchen in 1st floor apartment. New (2019) triple pain windows throughout (including proper egress), 2 new Rinnai heaters (2020), 2 new water heaters. Seller updated electrical, fixed plumbing and insulated basement. Previous ownerr jacked up building and poured new foundation, rebuilt floor system and installed standing seam roof. Quiet neighborhood with short walk to downtown Northfield. Town owned land on 3 of 4 sides. Lease out long term or furnish them and rent them out to visiting nurses at the walkable Mayo clinic. Current market long term rent should be $1, 250 or more including heat and electricity. Projected Furnished Finder would be $1, 500 per unit per month including everything. The seller is the listing agent, a licensed real estate agent in VT. The property is in the Flood Zone. A recent quote obtained for potential buyers info was for $3, 000 annual flood insurance yielding $250, 000 worth of property coverage and $25, 000 worth of lost rental income. Create steady income or get a leg onto the real estate ladder. Affordable utilities: Annual Water/Sewer = $1, 157. 37, Heat = $959. 93 Electricity = $1, 154. 18. Utilities are easily separated.
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 1 full
- Units: 2
- Style: Duplex
- Year Built: 1900
- Heating: Wall Furnace,Wall Units
- Cooling: None
- Basement: Bulkhead,Concrete,Concrete Floor,Insulated,Stairs - Exterior,Sump Pump,Unfinished,Exterior Access
- Approx Sq. Feet: 1,296
- Acreage: 0.25
- Est. Taxes: $3,241
- Lot Desc: Corner,Level,Mountain View,Open,Sidewalks,View,Walking Trails
- Elem. School: Northfield Elementary School
- Middle School: Northfield Middle High School
- High School: Northfield High School
- School District: Northfield School District
- MLS#: 5015849
- Website: https://www.raveis.com
/prop/5015849/30summerstreet_northfield_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/14/2024Listing courtesy of eXp Realty Phone: 833-388-2480
Listing Agent: JC Earle
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NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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30 Summer Street, Northfield, VT, 05663
$195,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,064 | $1,037 | $1,316 |
| Total Monthly Payment | $1,409 | $1,382 | $1,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484