*Seller offering a $7500 closing cost credit. Offer Deadline, FRIDAY, Nov. 22, 2024, must close by 12/22/24* This charming home offers a perfect blend of character & comfort. The spacious living room is a true highlight, featuring a stunning stone fireplace, custom-built shelving, a beamed ceiling, & gleaming hardwood floors. The pristine kitchen eat in kitchen offers an abundance of countertop and cabinet space, while the formal dining room, complete with built-ins, provides an elegant space for entertaining. A convenient half bath & sun-filled three-season porch complete the first level. Upstairs, you'll find 3 generously sized bedrooms, walk-in closets & a full bath. The finished lower level extends the living space with a cozy family room. Outside, enjoy the fully enclosed yard, a stone patio for outdoor relaxation & gatherings. This home offers a perfect balance of comfort and style! Updates include: Water Heater, Roof, Heating System, Vinyl Replacement Windows, Paint & more.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | 13.0 x 12.0 | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | 13.0 x 12.0 | Second |
Dining Room | Flooring - Hardwood, Chair Rail, Wainscoting | 13.0 x 12.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Upgraded, Exterior Access, Gas Stove | 13.0 x 18.0 | First |
Living Room | Beamed Ceilings, Flooring - Hardwood, Cable Hookup, Recessed Lighting | 24.0 x 12.0 | First |
Master Bedroom | Closet, Flooring - Hardwood, Cable Hookup | 19.0 x 12.0 | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,900 |
Total Monthly Payment | $2,727 | $2,725 | $3,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.