Welcome to 157 West 123rd Street, an HDFC co-op building in the heart of Harlem. Apt 2G is a sun-drenched corner unit that includes 2-bedrooms, 1-bathroom, and a freshly renovated kitchen; all with an abundance of natural light thanks to its southern and western exposures. The welcoming home features hardwood floors throughout and tall ceiling heights- giving it the ultimate bohemian, loft vibe. The kitchen is a delight, with new stainless steel appliances, quartz countertops, a gas range, and a Beko refrigerator. Plus, enjoy the convenience of a smartly added W/D unit. Both bedrooms can accommodate, at the least, a queen size bed. The large windows offer ample light and charming cityscape views. 157 West 123rd Street is an HDFC co-op with annual income restrictions; for 1-2 people- $147, 960; for 3 and more people- $172, 620. Reach out for more information. The building is equipped with an elevator, a voice intercom system, and a live-in super. The unbeatable location is steps away from multiple subway lines. The 2, 3 at 125th/Malcolm X and the A, B, C, D at 125th/St Nicholas. Trader Joe's, Target, and Whole Foods are all just moments away, as well as the plethora of shopping that 125th Street has to offer. Experience the vibrant lifestyle of Manhattan in this ideally located Harlem co-op. Don’t miss this opportunity to make 157 West 123rd Street Apt 2G your new home! Call today to schedule your showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,744 |
Total Monthly Payment | $2,258 | $2,202 | $2,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.